The loyalty tax, explained.

Insights on saving money, switching smarter, and getting your Sunday back.

Bill ManagementAppsLoyalty TaxHousehold Bills

Best Bill Management Apps in Australia (2026)

An honest comparison of the bill management apps Australians actually use, and the one job almost none of them finish: getting the bill down, not just tracking it.

Kyle Back21 Jun 202611 min read

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ElectricityInternetHousehold BillsLoyalty Tax

Power Down, Internet Up: Your 1 July 2026 Bill Changes

Most people brace for power bills to climb every July. This year the surprise runs the other way: electricity falls for most households on the default offer, while internet creeps up.

Kyle Back21 Jun 20264 min read

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Loyalty TaxPlain EnglishSwitchingHousehold Bills

Why Being a Good Customer Costs You More (Loyalty Tax, Explained Simply)

Companies charge loyal customers more than new ones, for the same service. It's called loyalty tax, and it costs the average Australian $500 to $1,500 a year. Here's what's happening.

Kyle Back10 Mar 20269 min read

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Loyalty TaxStatisticsEnergyInsuranceMortgage

Loyalty Tax Statistics Australia 2026: Every Sector Compared

Australian loyalty tax costs households $500 to $1,500 a year across 6 sectors. See the 2026 data for energy, insurance, mortgage, mobile, broadband, and savings, every figure sourced.

Kyle Back10 Mar 202618 min read

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Loyalty TaxInsuranceEnergyMortgageHousehold Economics

Loyalty Tax in Australia: The Complete Guide (2026)

Australians lose $6.7B a year to loyalty tax across energy, insurance, mortgages, and telecoms. This guide explains every sector, how to spot it, and how to stop paying it.

Kyle Back7 Mar 202618 min read

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Reading about the loyalty tax is the easy part.

We do the part that never gets done: the calls, the switch, the paperwork. You approve from the couch.

Check your bill